For liability auto insurance only, there is not much difference on the auto insurance rates for most vehicles.
Some vehicles where you might see a slightly higher insurance rate would be on large suvs or trucks.
Large trucks and suvs cause more damage in the event of an accident.
Some sports cars may have a slightly higher premium, even for liability only.
Just depends on the car insurance company’s underwriting guidelines, they are all different.
You will notice some major differences on car insurance rates with comprehensive and collision coverage.
There are several rating factors that affect auto insurance premiums.
The price of the vehicle will affect the rate.
Auto insurance on new vehicles will be more expensive than on older vehicles.
Sports cars and jeeps will have higher insurance costs.
Two wheel drive vehicles will be less expensive to insure than a four wheel drive vehicle.
Vehicles with a good safety rating will have lower auto insurance premiums than vehicles with a poor safety rating, especially with medical payment coverage or PIP on the policy.
When researching your next vehicle, a good idea is to shop and compare auto insurance quotes at the same time you are shopping for vehicles.
Know what the cost of the auto insurance will be before buying the vehicle. Get quotes before you purchase.
To find the best rate quotes, always shop quotes from a couple of different sources.